How To Make a Will in NSW (2025 Guide)
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How To Make a Will in NSW (2025 Guide)

A Step by Step Guide for creating a legally valid Will in NSW (including online wills).

How To Make a Will in NSW (2025 Guide)

A Step by Step Guide for creating a legally valid Will in NSW (including online wills).


How To Make a Will Online in NSW (2025 Guide)

A Step-By-Step Guide to Creating a Last Will and Testament In New South Wales

Create a legal Will to protect your assets and loved ones. Under the Succession Act 2006 (NSW), anyone over 18 with testamentary capacity can draft a Will. If you’re ready to Make a Will NSW, this guide walks you through each step—from writing your Will to signing it with valid witnesses—so you can feel confident about your final wishes.


Why you need a Will in NSW?

A Will is a crucial legal document that details how you distribute your property after death. It also lets you make key decisions about your family’s future. Beyond transferring assets like property and money, a Will allows you to name guardians for minor children, safeguarding their well-being if you’re no longer here. Without a Will, the state of NSW distributes your estate according to intestacy rules, which might not align with your wishes.

Person reviewing legal will document with family protection concept

To make a Will in NSW, follow these key legal requirements under the Succession Act 2006 (NSW). If you ignore them, the law may treat your Will as invalid, which can complicate probate. Here are the essentials:

Age requirement icon showing 18+ years old

You must be at least 18 years old

Exceptions apply if you’re married or if a court order allows it.

Mental capacity icon showing sound mind

Have testamentary capacity

You must understand what a Will is, the extent of your assets, and who might have a claim on your estate.

Written document icon showing will must be in writing

Put it in writing

NSW law doesn’t recognise oral Wills. You need a physical document—typed or handwritten—and you must sign it in front of two witnesses.

Two witnesses signing icon

Sign with Two Witnesses

The testator (person making the Will) signs, and two competent witnesses watch at the same time. Although it’s legal for a beneficiary to witness, it can create extra complications.

By following NSW’s will laws, you ensure your estate goes where you intend. If your will fails to meet these requirements, the courts may contest or invalidate it, potentially deciding the fate of your estate.


Step-by-Step: How to Make a Will in NSW

1. Choose an Executor

An executor oversees your estate and implements your Will after you pass away. They distribute assets according to your wishes, pay any debts, and handle legal processes (such as applying for probate in the NSW Supreme Court).

When you select an executor, pick an adult who is organised, trustworthy, and ready to manage these responsibilities. Many people choose a family member, close friend, or professional advisor. It’s also best practice to name a backup executor if your first choice can’t serve.

Will Hero interface showing executor selection and management

2. Name a Guardian for Minor Children

When you make a Will in NSW, consider naming a guardian to care for any minor children if you pass away. This guardian handles day-to-day decisions about education, healthcare, and overall well-being.

Although it’s optional, most parents find it essential. If you don’t name a guardian, a NSW court appoints one—and that choice may not align with your wishes. It’s also wise to pick a backup guardian in case your first choice can’t serve.

Will Hero interface showing guardian selection for minor children

3. Name a Pet Carer

When you make a Will in NSW, you can add instructions about caring for your pets. Appoint someone to look after them, and allocate funds for their upkeep. This ensures your furry companions remain safe and well‐provided for. For more guidance on choosing the right pet carer, see our 5 Things to Consider when choosing a pet guardian.

Although it’s optional, this step is important if you want control over your pets’ future. If you don’t name a pet carer or guardian, a NSW court or your executor might decide who takes on that role—which may not match your wishes.

Will Hero interface showing pet carer selection and pet care provisions

4. Decide who inherits your Residual Estate

Your residual estate covers anything left after paying debts, taxes, and distributing specific gifts. Select one or more beneficiaries—whether they’re family, friends, or charities—to receive these remaining assets. For clarity, list each beneficiary’s full name and the exact share they receive.

It’s also wise to name backup beneficiaries in case your primary choices can’t inherit. By clarifying this step when you make a Will in NSW, you reduce confusion and ensure your intentions are followed.

Will Hero interface showing residual estate distribution to beneficiaries

5. Gifting Specific Items

If you own treasured assets—like a family heirloom, jewelry, or property—and want them to go to certain people, list these items in your Will. Provide enough detail (e.g., descriptions, photos) to prevent confusion or disputes. Before you make a Will in NSW, it’s wise to inventory all your assets so you know exactly what you’re gifting.

Will Hero interface showing specific gift allocation and item designation

6. Any Additional Instructions or Provisions?

You can add optional clauses, like funeral preferences or instructions to sell certain assets. You might make a gift conditional or set up a trust until beneficiaries reach a specific age. Including these details helps ensure your wishes are followed without ambiguity.

It’s optional to include special instructions, such as how you’d like your funeral to be conducted or instructions to sell an asset. You might also wish make a gift conditional, or leave a fund in trust until beneficiaries reach a certain age.

Will Hero interface showing additional instructions and special provisions

Review Your Will

Confirming Roles in Your Will

Before you finalise your Will, make sure your chosen Executors, Guardians, and Pet Carers agree to their roles. Doing so prepares each person for their responsibilities and helps you avoid complications.

It’s good practice to discuss these duties with everyone you nominate (and their backups) to ensure they’re comfortable fulfilling them. By clarifying roles when you make a Will in NSW, you minimise surprises later on.

Executor icon

Executors

Manage your estate and distribute assets according to your wishes after you pass away.

Guardians icon

Guardians

Care for your minor children and make decisions about their upbringing and well-being.

Pet carer icon

Pet Carers

Look after your pets and ensure they receive proper care and attention.


Test Your Will

Before finalising your Will, consider potential scenarios—like a beneficiary passing away first or specific conditions going unmet. Visualise how your wishes would unfold under different circumstances, and adjust your Will as needed. This extra step ensures your Make a Will in NSW plan covers every possibility. Learn more about how our review process works to ensure your will is complete and accurate.


Signing Your Will

Signing Your Will In Front of Witnesses

After drafting your Will, print and sign it as the next crucial step. When you make a Will in NSW, you must meet specific legal requirements to ensure validity.

Witness Requirements

    • At least two witnesses must watch you sign the Will at the same time.
    • They must be 18 or older and understand they’re witnessing your signature.
    • Although NSW law permits a beneficiary to witness, doing so can trigger extra legal steps, so choosing disinterested witnesses is best.

Once you sign, both witnesses must also sign, confirming they were present and that you appeared to have capacity (sound mind) at the time.

Is Notarisation Required?

You don’t need a notary for Wills in Australia (including NSW). If your Will meets the witness requirements, the Court generally accepts it as valid without a notarial seal or stamp.

What about Online Wills in NSW?

If you use any Online Will platform in NSW to make your Will, it is essential that your Will is printed and signed according to these instructions. Having a Will online in NSW that has NOT been printed and signed will not be considered valid.


Storing Your Will

Keep Your Will Safe

After you sign and witness your Will, store the original in a secure place. In NSW, only that signed copy is legally binding—digital versions don’t suffice. If you lose or damage it, your loved ones may face extra hurdles when distributing your estate. For more detailed information about will storage, read our guide on Where is the Safest Place to Store Your Will.

NSW doesn’t maintain an official registry for living people’s Wills. Here are some secure storage options to consider when you make a Will in NSW:

Home storage icon representing storing will at home

Store at Home

Keep your Will at home or entrust it to a reliable friend or family member. Ensure they understand how critical it is to safeguard the original document.

Lawyer/attorney icon representing legal professional storage

With an Attorney

If you worked with a lawyer, they may offer to store the original Will in a secure location for you.

Trusted person icon representing family member or friend storage

Trusted Person

You can also leave the Will with a trusted person who knows its importance and will keep it safe from loss or damage.

Although you can store documents online for easy reference, only the original signed copy holds legal weight. Make sure your executor knows where to find that physical copy to avoid legal complications.


FAQs: Making A Will In NSW

In NSW, you have several options for creating a will:

  • Use an Online Platform: For simpler estates, a service like "Will Hero" offers an affordable, convenient way to create a valid Will online in NSW. Our visual interface walks you through each step to ensure you cover all essentials.

  • Hire a Lawyer: Ideal if your estate is large or complex, or if you want personalised legal guidance. Lawyers can assist with estate tax planning, trusts, and other specialised issues.

  • Handwrite Your Will: As long as you meet the witnessing requirements (see FAQ #3), a handwritten Will can be legally valid in NSW.

No, you don’t need to hire a lawyer to create a valid Will in NSW. If your estate is straightforward and your wishes are clear, you can draft a Will online or even handwrite one. However, if your estate is complex, or you have concerns about tax planning or trusts, consulting a legal professional provides extra peace of mind.

Yes. When you make a Will in NSW, handwriting it is perfectly valid if you follow the correct steps. Under the Succession Act 2006 (NSW), the testator must sign any typed or handwritten Will in front of two witnesses who watch at the same time.

If a handwritten Will doesn’t meet these requirements, the NSW Supreme Court may use its “dispensing power” to declare it valid, but that route is uncertain and can be expensive. To avoid complications, use two independent witnesses from the outset—no matter how you create your Will.

Australia, including NSW, doesn’t impose inheritance or estate taxes. These “death duties” were abolished decades ago. However, you may owe capital gains tax (CGT) if you sell an inherited asset at a profit.

Death itself doesn’t trigger tax automatically, but if you have complex assets—like property or investments—speak to a tax professional. This ensures you understand any potential CGT or other tax implications.

No. In NSW, you don’t need a notarised Will for validity. Simply sign your Will in front of two witnesses, who must also sign in your presence.

Yes. As long as you have sound mind, you can update your Will at any time. Generally, you have two main options:

  • Add a Codicil: A codicil acts as a legal amendment to your existing will. Sign and witness it just like the original.
  • Create a New Will: Draft a new will that replaces your old one, and clearly state that it revokes all prior wills and codicils. After signing, destroy every copy of the old will to avoid confusion or disputes.

In NSW, if you pass away without a Will, the Probate and Administration Act 1898 (NSW) and intestacy laws decide who inherits your estate. Typically, your closest relatives receive your assets. If you have no immediate family, the state may take possession of your property.

Also, if you have minor children, the court chooses their guardian—possibly clashing with your wishes. By taking time to make a Will in NSW, you maintain control over these crucial decisions.

Probate is the legal process that begins after someone dies. It verifies a Will’s validity and ensures the estate is distributed according to that Will—or, if no Will exists, under NSW intestacy law.

In NSW, the Supreme Court (through its Probate Office) grants probate. Typically, the executor applies for a Grant of Probate. The process usually involves:

1. Filing the Will The executor files the Will with the Supreme Court of NSW, along with a petition to open probate. If no Will exists, they submit a petition for intestate succession.

2. Appointing an Executor If a valid Will names an executor, that person manages the estate. If the Will lacks an executor—or if there’s no Will—the court appoints an administrator.

3. Inventory of Assets The executor identifies and values the deceased’s property—like bank accounts, investments, personal belongings, and debts.

4. Paying Debts and Taxes Before distributing the estate, the executor settles all debts, taxes, and expenses (e.g., mortgages, credit card bills, medical costs).

5. Distributing the Estate Once everything is paid, the executor distributes the remaining assets to the beneficiaries named in the Will. If no Will exists, the estate goes to heirs under NSW’s intestacy rules.

6. Closing the Estate After meeting all obligations, the executor files a final petition to close the probate process.

When you make a Will in NSW, you choose an executor who typically manages these steps on your behalf.

In NSW, probate can range from a few months to over a year. Estate complexity, beneficiary disputes, or a contested Will may extend the process. On average, the entire procedure wraps up in about 9 to 18 months.

You can often reduce probate by holding certain assets in ways that skip your estate:

  • Joint Tenancy/Ownership (Right of Survivorship): Property held in joint tenancy automatically passes to the surviving owner.

  • Beneficiary Designations: Superannuation (retirement) and life insurance policies often bypass the estate if you name beneficiaries.

  • Family Trusts: A family trust lets you transfer asset ownership into the trust while you're alive. The trust holds these assets during your lifetime, then transfers them to your chosen beneficiaries after death. Because the trust, not you, owns the assets, they don't require probate. Make sure you move items (real estate, bank accounts, investments) into the trust correctly to benefit from this arrangement.

Many people use living trusts or beneficiary designations to streamline estate administration and lower probate costs. If you want to minimise probate when you make a Will in NSW, consider these options early.


Will Hero platform screenshot showing visual will creation interface

Ready to Create Online Wills in NSW?

For many, taking the first step is the hardest part. Whether you make a will using a lawyer, or make a will online, the process of making that Will legally valid is the same. Wills created in Australia must meet the formal requirements set out in their respective state or territory (including New South Wales). Most notably, all documents must be in writing, signed, and witnessed by two independent witnesses.

If you need help, why not try Will Hero? You can sign up for free and draft a Will visually. Clarify your wishes as you learn about Wills and estate planning with our guides and AI Assistant. See how our step-by-step process works to understand what’s involved.

We’re making it easier than ever to create your very own online wills in NSW. You can also test your Will under different scenarios using a free Scenario Testing account. Upgrade only if you want to review the written document. Will Hero aims to make Will creation more visual, interactive, and even fun—instead of difficult or daunting.

Will Hero helps you prepare a legal will online that is easy to print and complete according to Australian requirements. Our digital will service prepares your Will for delivery or download.


Will Hero helps you make Online Wills in NSW

Don’t put off creating your Will any longer. With Will Hero, making an online will in NSW is simple, affordable and stress-free. Sign up for your free account and pay when you are happy you have created the Will you want. Start protecting your loved ones and assets with a legally valid digital Will tailored to your needs.

Visual Approach

Make a Will online using interactive visuals helps you see and understand how your Will works. Learn how it works.

AI Assistance

24/7 AI assisted help to answer any questions about Wills, estate planning and NSW local laws. View our FAQ.

Scenario Testing

See how different circumstances such as people passing away before you impact your estate.

Legally Valid in NSW

Designed to meet NSW State-specific legal requirements.

Lawyer Approved

Drafted by Lawyers. Personalised by you. You can even make more than just a simple Will online.

Great Value

Just $99 flat fee. No surprises.
30-day money back guarantee.
No questions asked! View pricing.

Please note: Wills created in Australia must meet the formal requirements set out in their respective state or territory (including New South Wales). Most notably, all documents must be in writing, signed, and witnessed by two independent witnesses.


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Discover our AI-powered feature that reviews your will for missing information, unclear instructions, and potential issues before you sign.

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How It Works

See our step-by-step process for creating your will online, from initial setup to final signing and storage.

Learn how our will creation process works →

The Best Way to Make Online Wills in NSW

Crafting a will is one of the most critical steps you can take to protect your legacy, loved ones, and assets. With the help of our purpose built tool, creating online wills in NSW has never been more straightforward.

Follow the links and start creating a will in a matter of minutes, or call us on 1800 136 069 if you have any questions. We’ll be more than happy to help!

Disclaimer: This blog provides general information only and does not constitute personalised legal advice.
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